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post #1 of 11 (permalink) Old 11-27-2012, 08:08 AM Thread Starter
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Insurance!

When winter rolls in , does anyone reduce their policies to fire/ theft only?



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post #2 of 11 (permalink) Old 11-27-2012, 08:20 AM
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i just changed all my vehicles to TD Insurance and they actually reduce the monthly rate during the winter months and charges full pop during the summer. i believe they are only charging me $54 from November 16th to February when they renew all their motorcycle policies.
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post #3 of 11 (permalink) Old 11-27-2012, 08:22 AM
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I used to when I lived farther North, now that I live in Florida and never know when it's going to be nice I will probably not drop it down, I used to do the same thing when I deployed to Iraq.


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post #4 of 11 (permalink) Old 11-27-2012, 10:27 AM Thread Starter
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Thanks for the feedback


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post #5 of 11 (permalink) Old 11-27-2012, 10:03 PM
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Always check with finance company. They have to give permission to do it
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post #6 of 11 (permalink) Old 11-27-2012, 10:23 PM
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No, never know what morning might be nice to ride, do not want to be uninsured for that, probably wouldn't save me much anyway.
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post #7 of 11 (permalink) Old 11-28-2012, 07:42 AM
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If we get 45/50 degree days we ride,therefor i keep mine insured all year round.


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post #8 of 11 (permalink) Old 11-28-2012, 09:33 AM
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Agree with 460 !!! Ride year round
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post #9 of 11 (permalink) Old 11-28-2012, 04:11 PM
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Quote:
Originally Posted by 460brevill View Post
If we get 45/50 degree days we ride,therefor i keep mine insured all year round.
Yeah, but do you wait till it's 45/50 or start out when it's freezing?
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post #10 of 11 (permalink) Old 11-28-2012, 04:21 PM
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I always reduce my coverage to storage coverage in the winter. Any time it is nice enough to ride during that time i just call in and they increase it for me for the day or two, and it only take about 5 minutes. Saves me about $200.00 in the long run.

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