[jaredpilot]

Hey guys, looking to make the purchase of a fury within the next few weeks. Can you guys tell me who your insurance is going through and what rates your finding out there? I'm in the process of shopping and trying to narrow down the choices!

Looking forward to joining the group here!

Jared

 

[Rick Furyous]

i pay $60 a month for full coverage (which will cover for a total loss) on my bike through Allstate. Welcome to the forum. additionally i have Gap insurance on the bike to so if something happens and the value is less than what it is worth it will clear out. i am 29, own my house, college grad, and have a VERY good credit score.

 

[ryguy00]

Keep in mind, there are a LOT of variables when it comes to insurance. Age, location, driving record, credit, whether you own or rent, if you're in school or not, and several other things come into play. That means that a company that has the lowest price for one person can be way higher for another person to insure the same vehicle. My advice is to call a couple insurance brokers that represent several insurance companies. That way, they can shop all the companies that they represent for you and save you a boatload of time and energy. But you should definitely invest as much time as you can spare to shop around. Also, if you find one company that is lowest for you, things change annually. That means that even if they're the lowest price now, in a year they may not be since age has changed, points drop off your record, etc. GOOD LUCK BUDDY!!!

I pay $66/mo through Nationwide to insure my bike that I have now. It's a full coverage custom vehicle policy which will reimburse the entire purchase price should anything happen instead of the current market value at that time. I'm 28, own my home, college student, and too many violations on my record. When I had my Fury, I paid $33/mo for full coverage (not custom vehicle policy) through State Farm.

 

[2 Evil]

Keep in mind, there are a LOT of variables when it comes to insurance. Age, location, driving record, credit, whether you own or rent, if you're in school or not, and several other things come into play. That means that a company that has the lowest price for one person can be way higher for another person to insure the same vehicle. My advice is to call a couple insurance brokers that represent several insurance companies. That way, they can shop all the companies that they represent for you and save you a boatload of time and energy. But you should definitely invest as much time as you can spare to shop around. Also, if you find one company that is lowest for you, things change annually. That means that even if they're the lowest price now, in a year they may not be since age has changed, points drop off your record, etc. GOOD LUCK BUDDY!!!

Well said! My rate is kinda high since I was a bad boy in the past. Lots of points but they are coming off and my car has dropped plenty recently. I pay $125 for full coverage 250 ded. and rent, credit is 700, 42, driving since 18 and I live in NYC. Rates are always up there in the city.

 

[jaredpilot]

Thanks guys, the input is appreciated. I'm out in the Pacific Northwest and the rates are a bit higher out here. I'm 28, I own a house and luckily have a great driving record and credit. Hope that will entitle me to a good rate! I'm quite excited to get the bike. Now its on to negotiating the selling price with the dealer!

 

[ryguy00]

Thanks guys, the input is appreciated. I'm out in the Pacific Northwest and the rates are a bit higher out here. I'm 28, I own a house and luckily have a great driving record and credit. Hope that will entitle me to a good rate! I'm quite excited to get the bike. Now its on to negotiating the selling price with the dealer!

For help negotiating price at the dealer, do a search for honda fury on Motorcycles - Scooters, Dirt Bikes, Choppers, Sport Bikes, and Other Motorcycles for Sale - CycleTrader.com when you put in your zip code, select "any" as the distance. Look for the lowest price you can find and use it as a negotiation tool. I just found one with 0 miles for $10,500 Again, Good luck man and keep us posted

 

[X_KIOWA_X]

I have progressive and pay $33 a month for full coverage, but I think that's with $500 deductible, they are a big bike insurance company so check them out on the web and you can get a quote online.

 

[Richard1]

I am with State Farm and my policy is $343.41 per year, or $28.61 per month. Be careful shopping price alone. You do need good coverage. Mine includes…

Liability
Bodily Injury 250,000/500,000
Property Damage 100,000
100 Deductible Comprehensive
500 Deductible Collision
Uninsured Motor Vehicle
Bodily Injury 100,000/300,000

 

[faster]

If you ride a motorcycle you MUST get coverage with State Farm!

You won't find a cheaper price, or you shouldn't at least. I paid $18 a month for my crotch rockets for the last 7 years. Now, with the Fury it's up to a whopping $26 a month. Yeah, and that's with solid coverage, with a low deductible.

Seriously, no one knows about State Farm and it's shocking. They actually rate ONLY by CCs and they don't make profit on the motorcycles. State Farm only insures motorcycles out of convenience to their customers, not to make money.

 

[skappiris]

In SoFla we get to pay higher rates. I'm up to around $700 or so; full coverage w/ gap and $3000 accessory coverage.
eSurance is my carrier. got quotes from all the ones you folks listed-this was the best price/services i could get.

 

[Rick Furyous]

I am with State Farm and my policy is $343.41 per year, or $28.61 per month. Be careful shopping price alone. You do need good coverage. Mine includes…

Liability
Bodily Injury 250,000/500,000
Property Damage 100,000
100 Deductible Comprehensive
500 Deductible Collision
Uninsured Motor Vehicle
Bodily Injury 100,000/300,000

Holy Crap thats a good price. my coverage isn't even half as high as that and my deductible is $500 and i'm paying $60 a month.

 

[NMUCat]

Rich - I pay about the same per month, but my agent said that State Farm does not insure you the rider just the bike. who is your agent, my office is Ronnie Redd in Huber.

 

[faster]

Rich - I pay about the same per month, but my agent said that State Farm does not insure you the rider just the bike. who is your agent, my office is Ronnie Redd in Huber.

That's BS, State Farm absolutely insures the rider. Myself and quite a few buds to prove it. Now... perhaps they have different policies per state but I don't see how.

I'd check with state farm then I'd give your agent the middle finger... if he was feeding you a line at least. Sorry.... got a little worked up there.

Wait.......... or were you implying your coverage through State Farm doesn't cover the rider? Wow... no medical? Hmmm.....

 

[Snuffdog76]

I pay 40/mo through state farm for 100/300k coverage with 500 ded

 

[jaredpilot]

I'm going to go checkout State Farm. Those rates you guys are posting are so far superior to what I've been quoted already!

 

[Rick Furyous]

definitly gonna check them out.

 

[460brevill]

i am with state farm also.about the same as richard.300.00 a year

 

[DreamWeaver2010]

Im really young, only 22 but STATE FARM is by far the best way to go. They are very competitive on price and a GREAT company. Even if they are a little higher, they will make sure that you have the correct PROTECTION and are by far the easiest company to work with if you were to ever have a claim! I might be a little biased since im a a state farm employee but the research does back up my statements. Not sure where your from, but if you are from KS or MO i would be more than happy to run a quote for you! Also you might let them quote your other insurance as well to give you discounts that can save you substantial amounts of money

 

[jaredpilot]

Holy Crap thats a good price. my coverage isn't even half as high as that and my deductible is $500 and i'm paying $60 a month.

I just received my State Farm Insurance quote and I also was about $67/month with perfect driving record my whole life, great credit, home owner etc... etc... I have always heard good things about them but they were not the cheapest yet. Nationwide was a bit cheaper. But I also caution those that, CHEAPER IS NOT ALWAYS BETTER.....