requirements to ride my bikes: 1. you MUST have a valid license. I'm not bailing my bike out of impound because you got pulled over and didn't have an endorsement. 2. you must have experience on a bike equal to or greater than what you're borrowing from me. If you ride a 600 sportbike and want to ride the fury, sure, but don't ask to borrow my zx10r. Other than that, I pretty much don't care. My insurance covers anyone on my bikes as long as they have my permission to be on it. If they have something happen tho, I'm responsible for the deductible and I'll be the one paying the new higher premiums.